Explore

Francis Mwakatumbula

Business & technology consultant

Business thinking.
Technical depth.
A human perspective.

I’m a business and technology consultant helping financial services turn complex challenges into useful, scalable products.

My journey started with code: payment integrations, mobile apps, and systems that move money. It grew into leading products, teams, and digital businesses across Tanzania, Kenya, and Uganda.

From a savings group’s first digital contribution to an institution’s next stage of growth, I care about the same thing: making technology work for the people who use it.

Explore my journey
8+Years in fintech & digital business
3East African markets
250+SACCOs engaged in requirements work
English & KiswahiliLocal understanding. Regional perspective.

Fluent in both rooms.

MBA

Business AdministrationESAMI · 2025

BSc

Computer ScienceInstitute of Finance Management · 2019

Professional

  • Team Leadership & Collaboration
  • Problem Solving & Decision Making
  • Market Analysis & Strategy
  • Software Development & Troubleshooting
  • Algorithms & Data Structures
  • Database Design & Development
  • Agile Development Methodologies

Technical

  • JavaScript (JS)
  • Docker
  • MongoDB
  • Kubernetes
  • Python
  • Git & Version Control
  • SQL
  • AWS Services
  • Nodejs
  • DevOps
  • RabbitMq
  • CI/CD
  • RESTful API Design
  • Microservice Architecture
  • React.js
  • Agile & Scrum Methodologies
  • PHP
  • Payment API Integration
  • Serverless Frameworks

Domains

  • Innovation strategy
  • Roadmapping
  • Market research
  • Digital transformation
  • P&L and AUM growth
  • Stakeholder management
  • Design thinking
  • UX and journey mapping
  • Rapid prototyping
  • UAT and pilots
  • Agile and Scrum
  • A/B testing
  • GePG
  • TRA
  • Mastercard
  • M-Pesa
  • TigoPesa
  • Airtel Money
  • USSD
  • Core banking
  • Database design
  • ISO 27001

Knowledge

  • Programming and Algorithm Design
  • Project Lifecycle Management
  • Data Analytics Tools and Techniques
  • Business Strategy Formulation
  • Financial Management
  • Stakeholder Communication
  • Tech Infrastructure and Systems Architecture
  • Market Analysis and Research
  • Leadership and Team Management
  • Digital Innovation and Entrepreneurship

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Let’s discuss the work and the outcomes that matter to you.

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