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Connecting a fragmented payments ecosystem

Bring multiple payment partners and services into a unified gateway.

My role
Chief Technology Officer, Lockwood Technology
Period
2017 — 2022
Market
Tanzania
01 / RESPONSIBILITY & CHALLENGE

Work

As CTO at Lockwood, I led the design and delivery of Malipopay, a payment gateway connecting different financial and institutional payment services. The work required bringing bank, mobile-money, card, and government-related integrations into a usable platform and coordinating both internal teams and external partners.

02 / HOW I CARRIED IT OUT

Execution

  1. Define the platform and architecture

    Directed the technology architecture, platform configuration, and integration approach for the payment gateway.

  2. Deliver payment integrations

    Led bank integrations and worked with mobile-money APIs including M-Pesa, TigoPesa, Airtel Money, Halopesa, and T-Pesa, alongside Mastercard, GePG, and TRA connections.

  3. Coordinate product delivery

    Managed development work and relationships with third-party vendors and client IT teams, taking the product from concept through implementation.

03 / WHAT CHANGED OR WAS DELIVERED

Results

  • Designed and delivered the Malipopay payment gateway.
  • Connected banks, mobile network operators, Mastercard, GePG, and TRA within the platform.
  • Established a payment-integration foundation for digital financial products developed through Lockwood.

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